Pradhan Mantri Jan-Dhan Yojana

Lottery For Those Who Have Jan Dhan. ₹10,000 To Direct Account From Govt To All Jan Dhan Account Holders In The State



Hello friends, in today’s article let’s know about the new schemes implemented by the government. Government is implementing many types of schemes for common people. Government has launched Pradhan Mantri Jan-Dhan Yojana to provide financial assistance to poor and backward people. Under this scheme, the government will directly give Rs. 10,000 to everyone’s account. are transferred. Jan Dhan Yojana is launched to connect every individual with the banking system. Read this article till the end for complete information about it..

Pradhan Mantri Jan-Dhan Yojana:

The Central Government has launched the Pradhan Mantri Jan-Dhan Yojana (PMJDY) with the objective of providing banking facilities to the underprivileged and the poor and with the objective of financial inclusion. Now more than 500 million i.e. more than 50 crore accounts have been opened under this government scheme. There is more than Rs 2.03 lakh crore in these accounts. According to the latest report released by the bank, the total number of Jan Dhan accounts has crossed 50 crore by August 9, 2023, according to the Ministry of Finance. 56% of these accounts are women and 67% are opened in rural or semi-urban areas.




What is the limit of overdraft?

You will get an overdraft facility of Rs. 10,000 even if there is no balance in the Jan Dhan account. If your Jan Dhan account is at least 6 months old, you can avail this facility. If the Jan Dhan account is more than 6 months old, they automatically get the overdraft facility. After this, you can withdraw Rs 10,000 under overdraft anytime. At the same time, immediately after opening the account, you can avail the benefit of Rs 2000 overdraft.

These facilities are available in Jan Dhan account

Under Pradhan Mantri Jan Dhan Yojana, you can open your account in any bank. In Jan Dhan account, you get the facility of interest on the balance of the deposited amount. Along with this, you will also be given a RuPay ATM card. Apart from this, you are also provided with an accident insurance of Rs 2 lakh and an insurance of Rs 30 thousand.



Eligibility for opening Jan Dhan account:

Jan Dhan Yojana is launched to connect every individual with the banking system. Under this, any Indian citizen above 10 years of age can open his Jan Dhan account in any bank. An account can be opened at any bank branch or bank partner outlet. To open an account you have to fill a form. Name, mobile number, bank branch name, applicant’s address and all other information required for Jan Dhan account. If you already have a regular bank account, you can convert it into a Jan Dhan account.




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